Great News! All of our policies cover veterinary fees for accident and illnesses and the cover reinstates each year, if you choose to renew. That means that on-going or chronic conditions will be covered for the life of the policy as long as you stay with us as your insurer. We must point out how important it is to answer all of the question below honestly and to the best of your knowledge. If you don't your policy may be cancelled, treated as if it never existed or claims may be rejected or not fully paid.